New York has both dram shop and social host laws that may impose legal liability on bars, restaurants, stores and even private homeowners who serve or sell alcohol to someone who is underage, who is obviously intoxicated or who is a habitual drunkard. Being able to take legal action against a bar, restaurant, store or other entity or individual who served alcohol to a drunk driver may make it easier for you to recover full compensation, since the bar or other entity may have more money or insurance coverage to pay for losses than the drunk driver did.